Protect What You Care About For Only A Few Dollars!
Home is where we all keep the things that matter most. With renters insurance offered by one of the Elder Insurance Services LLC companies you can protect everything you care about if something terrible happens at your rental. The insurance policy is dependable and costs a lot less than one might expect—in many cases, it costs less than a morning latte. Call for a renters insurance quote now to see how affordable it is to put all of your possessions in our Good Hands!
Different Ways To Protect What’s Yours.
Even with a renters insurance policy, you may choose to look at additional policies to further insure your possessions and finances against the unforeseen. Your agent will help guide you through the ins and outs tied to all available coverage, so you can make a decision that will fit your needs.
Understanding Your Renters Policy.
There’s a lot you would like to protect within the walls of your home. If there’s a theft or fire, it is possible your landlord’s insurance policy will not cover your personal possessions. It’s always a solid idea to learn insurance available to renters and how it works, so you can make the right choices for your situation. An agent from our office will gladly walk you through:
- Personal property coverage
This will ensure that personal belongings are covered if they’re destroyed by fire, stolen or affected by some other covered peril. Personal property coverage includes things like clothes, all furniture, computers and all other electronics. Please note that some renters will want to opt for scheduled personal property coverage for any/all expensive items or collections.
- Scheduled personal property coverage
If something happens to cause damage to your high-end belongings, this coverage will go above and beyond the limits of what personal property coverage will pay. It is possible for you to add it to your policy to help cover expensive jewelry, your collection of home entertainment equipment or other pricey items in your home.
- Reimbursement for living expenses
This will help a renter pay for higher than normal living expenses if a covered loss results in your residence becoming uninhabitable. It will typically include things like meals and a short-term place to live.
- Liability coverage
This will cover medical bills, legal expenses and additional damages if a person is injured at your home and chooses to sue you.
- Medical coverage for guests
This will cover most reasonable/required medical expenses, if a guest injures himself or herself in or around your home.
- Identity restoration coverage
If you find you are the victim of identity theft, it can be hard to get things back on track. If you add identity restoration coverage to your insurance policy, you’ll have access to a specialist who can help