The Right Coverage For Hitting The Open Road.
From coast to coast, there’s so much of the nation to explore when you’re cruising in your motorhome or RV. Not all surprises you encounter will be fun, which is why it is always a solid idea carry a policy from one of Elder Insurance Services LLC companies. Talk to one of our agents to get a quote for affordable, reliable motorhome/RV insurance protection for yourself, any traveling companions and your vehicle. Then, it’ll be time for you to get out and see the sights.
Find Help Figuring Out The Best Options For You.
Hitting the open road will require quite a bit of effort and planning – insuring your RV or motorhome shouldn’t be complicated. With a motorhome insurance policy from Elder Insurance Services LLC, you will be assigned your own agent who will be prepared to answer any questions, walk you through all options and help you:
- Leverage all available discounts and help you save on your premium
- Better understand your coverage so you can make the best decisions
- Find answers about any filed insurance claims or the claims filing procedure
- Explore tips and tools to help you better care for and enjoy your recreational vehicle
Motorhome Insurance Coverage
Safeguard Your Home-Away-From-Home.
The coolest creature comforts and flexibility make your motorhome your favorite place to get away from it all. Being that the vehicle has most of the characteristics of an automobile and a residence, it’ll be important that you make sure it’s covered from every angle. Take a look at how RV insurance from Elder Insurance Services LLC can protect your investment and any passengers with high-quality coverage:
- Bodily injury liability
Bodily injury liability will protect you and other insured drivers if one of you kills or injures another person in a covered accident for which you’re found legally liable.
- Property damage liability
Property damage liability protects you and other insured drivers if you damage another person’s property in a covered accident for which you’re found legally liable.
- Collision coverage
Collision coverage is designed for when your motorhome is in a covered accident, it will help you pay for most damages.
- Comprehensive coverage
Comprehensive coverage will cover all damage to your RV/motorhome that is caused by flood, theft, vandalism, falling objects and some other non-collision losses.
- Sound system
A sound system permanently installed by the manufacturer of the vehicle is covered up to a maximum of $2,500 minus the policy deductible.
- Contents coverage
If damaged or destroyed due to lightning or fire, property in your motorhome is covered under the contents coverage provision.
- Medical payments coverage
If you, a family member or vehicle passenger become injured in a covered accident, medical payments coverage will help pay for necessary medical treatment.
- Personal injury protection coverage (PIP)
If you, a family member or vehicle passenger become injured in a covered accident, PIP will take care of most necessary and reasonable medical/rehab or funeral expenses. PIP will even pay for work loss, survivors’ loss and some essential services.
- Uninsured & underinsured motorist coverage
If you are injured or killed by a driver without insurance, this provision will help both you and your family. It also applies if the driver doesn’t have enough insurance to cover the damage they’ve caused you.
- Towing and labor costs coverage
If your motorhome breaks down, this provision will cover the cost of labor done on the spot and the cost of towing.
- Rental reimbursement coverage
If something happens to your motorhome related to the comprehensive or collision coverage you have, this covers the cost of renting a motorhome or automobile in its place.