Auto Insurance in Tampa FL

Auto Insurance

Finding the right automobile insurance begins with understanding your state insurance requirements. Florida requires you to maintain car insurance coverage at the levels detailed on the chart below. Once all the basic requirements make sense, take a moment to review the coverage levels offered by Elder Insurance Services LLC in Florida. This is a solid plan for obtaining a sense of which plans Florida friends and neighbors are choosing.

Your Elder Insurance Services LLC agent will be able to help you understand the types of automobile insurance coverage available in Florida. Then you will be able to determine the limits and deductibles that best fit your needs. As life circumstances improve, your car insurance can and should be tailored to do the same. Your agent will be able to discuss your options and help you find ways to minimize your premium and rest easy.

Coverage Type Florida Requirements Common Coverage Levels In Florida
Bodily Injury Liability
If you are found to be at fault in an accident in which another driver or pedestrian is injured or killed, the related expenses will be covered under bodily injury liability.
$10,000 limit per person/$20,000 limit per accident $100,000 limit per person/$300,000 limit per accident
Property Damage Liability
If you are found to be at fault in an accident in another person’s vehicle, home, office or other structure is damaged, the related expenses will be covered under property damage liability.
$10,000 limit $50,000 limit
Uninsured Motorist
If you are involved in an accident in which an uninsured driver is at fault, the related expenses will be taken care of with uninsured motorist coverage.
Not required $10,000 limit per person/$20,000 limit per accident
Underinsured Motorist
If you are involved in an accident in which an underinsured driver is at fault, the related expenses will be taken care of with underinsured motorist coverage.
Grouped with uninsured motorist coverage Grouped with uninsured motorist coverage
Medical Payments
If either you or your passengers are injured in an accident, medical payment coverage will help you pay for medical expenses or funeral expenses.
Not required Not commonly added
Personal Injury Protection
If either you or your passengers are injured in an accident, PIP will help cover medical expenses and related expenses.
$10,000 limit Emergency medical condition

$2,500 Non-emergency medical condition

$10,000 limit Emergency medical condition

$2,500 Non-emergency medical condition

Collision
In the event of an accident, collision coverage will pay for the cost of either repair or replacement of a vehicle.
Not required $500 deductible
Comprehensive
In the event of an accident, comprehensive coverage accident, collision coverage will pay for the cost of either repair or replacement of a vehicle that has been damaged in a theft or storm.
Not required $250 deductible

Accident Forgiveness

Stop worrying. Accidents do happen.

At Elder Insurance Services LLC we understand that automobile accidents happen. That’s why we represent companies that offer you Accident Forgiveness. Your insurance rates will not go up just because of a fender bender and you’ll find you’re protected even if you are found at fault. The best part is, Accident Forgiveness commences the day you sign up. Call Elder Insurance Services LLC today!

Deductible Rewards

Practice safe driving. Get rewarded.

You drive year after year without getting into a car accident. You deserve to be rewarded for safe driving habits. With Deductible RewardsThen you will get an additional $100 off each year you go without an accident — up to $500! Call your Elder Insurance Services LLC agent today!

Safe Driving Bonus Checks

Safe drivers get money. Twice.

You’ve always been a safe/fantastic driver and the specialists from Elder Insurance Services LLC represent companies that would like to cut you a check – every six months.

With our Safe Driving Bonus® Check, we’ll send you a check twice a year if you manage not to have an accident. It’s that simple to be rewarded for safe driving! Call your Elder Insurance Services LLC agent to get enrolled today!

You’ve always been a safe/fantastic driver and the specialists from Elder Insurance Services LLC represent companies that would like to cut you a check – every six months.

Get Rewarded With Drivewise®.

Enjoy the perks you deserve for making smart decisions behind the wheel. The Drivewise system gathers information on your driving and rewards you, without raising your automobile insurance rates.

You’ll get rewarded as soon as you sign up, plus you’ll start earning RewardsSM points. Call your Elder Insurance Services LLC agent to learn more and get enrolled!

Contact us for a for free quote today!

Contact Elder Insurance Services for all your needs including auto, business, life, home, renters or bundled insurance packages. Please fill out the form below and a representative will be happy to assist.

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